What credit score is needed to get a JCPenney credit card?

What credit score is needed to get a JCPenney credit card?

640+

Why did my credit card company lower my limit?

The reasons why a card issuer would reduce the amount you can charge vary, but credit limit decreases often happen because a cardholder is suddenly seen to be at a higher risk of default. Banks can also lower credit limits for multiple customers to decrease risk exposure amid economic uncertainty.

Can I use my JCPenney credit card at CVS?

A JCPenney credit card can only be used at JCPenney, 5 Star Outlet Stores and select Rite Aid and CVS locations.

Can I use a JCPenney credit card at Sephora?

Sephora accepts a JCPenney credit card for purchases on Sephora.com. Just select JCPenney as the credit card type in the billing section of checkout.

Can you use JCPenney credit card at salon?

The JCPenney Credit Card can be used at the JCPenney salon. It actually can be used at JCPenney, JCPenney.com, Sephora stores inside JCPenney stores, Sephora.com, Rite Aid, and Riteaid.com.

Is it easy to get approved for a JCPenney card?

Approval Requirements & Application The JCPenney Credit Card is cited as one of the easiest cards to get, and reviewers have reported being approved with credit scores of all types. You can apply online in minutes through the link below, or head into your local JCPenney store to fill out an application.

How bad is a 647 credit score?

Your score falls within the range of scores, from 580 to 669, considered Fair. A 647 FICO® Score is below the average credit score. Some lenders see consumers with scores in the Fair range as having unfavorable credit, and may decline their credit applications.

Does disputing hurt your credit?

Filing a dispute has no impact on your score, however, if information on your credit report changes after your dispute is processed, your credit scores could change. If you corrected this type of information, it will not affect your credit scores.