Miscellaneous 

Can I get a credit card at 17?

Joe Ford

Can I get a credit card at 17?

You can get a credit card at 17 as an authorized user, but you have to be at least 18 years old to open a credit card account in your own name. … In the meantime, you can begin to build credit as an authorized user or with a co-signed loan, and you can always use a debit card for everyday purchases.

Can you build your credit before 18?

You can begin building your child's credit whenever you want to by making him or her an authorized user on your credit card. Usually, you have to be at least 18 and have an income to take on a credit card or loan, which are the conventional ways that people start building credit.

Can a minor build credit?

When you're a minor looking to build credit, the best way to start your credit history is by becoming an authorized user on an adult's credit card. … Minors aren't legally responsible for the bill, but they can benefit from the positive use of the card and the payment history on it.

Can a 16 year old build credit?

Establishing credit is usually associated with the responsibilities of adulthood. However, many 16-year-olds have jobs and are ready to begin balancing income and expenses while building a credit score that will follow them over the years to come.

What is an 18 year olds credit score?

The average credit score for 18-year-olds is 631.

Can you get a credit card at 14?

You typically have to be 18 years old to get a credit card on your own. But credit card issuers make it easy to get a credit card for a child under 18 as an authorized user on your account. In fact, T. Rowe Price found in its 2017 Parents, Kids and Money survey that 18% of kids ages eight to 14 have credit cards.

Can you get a credit card at 13?

Most major credit card companies — with the exception of Citi — will allow you to add authorized users under the age of 18, though Amex and Discover require them to be at least 15 years of age, and Barclays at least 13 years of age. … With the card, your teen can charge purchases to your account as if it were their own.